Monday, December 27, 2010

Witdom Wealth Ways (3W).

Creating wealth? This is not dry economics lesson. It is intended for those serious about microfinance and developing wealth, those with not much time, and those who can’t sleep without creating wealth for their family.
This is research and development, creating ideas and inventions that can later be used by folks in other sections to make a new or better product. Certainly an idea has value, like the idea for a light bulb or the story of Cinderella. But, unless you are a rare individual or able to capitalize on an idea you cannot generate wealth.

Are You Sick and Tired of Beating Your Head against a Wall Trying to Figure Out this
Wealth making methods and ways Stuff for Your Small Life?
The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather in a lack of will.
Every human being I have ever met, irrespective of the business, the job or life situation they are in, possesses at least one and normally multiple instant jackpots that are within their grasp. All they have to do is recognize them, believe that they are there, and believe that they are entitled to harvest them and the financial and the personal wealth and riches that come along with them.
Then why aren’t you so rich? What’s their secret? What are they doing right?What they are doing right is that they’ve happened upon their own secret wealth . . . everyone has it! And you can find yours too!
Once you apply the secret wealth principle you will become liberated forever from all the fear, the uncertainty, the problems and the difficulties you’ve previously struggled with all your life.You’ll gain total control over your financial circumstances, your emotional circumstances, your career and your wealth.You’ll learn to shift your focus from your own needs to the needs of others, learning to add value and transform the way others see you, discovering that wealth creation is really value creation.The moment you open yourself up to exploration and discovery is the moment your wealth building process really turns on.
Are you prepared to begin living the life you were meant to live–to developing joy, purpose, excitement, focus and passion in your life? Begin listening today and find your own secret wealth! With wiTdom wealth ways(3W) Today.

Always Yours
Atul Sikrai
Sr Vice President & Head of Equities
wiTdom investment Advisory.

Wednesday, December 1, 2010

Hidden Secrets Of Wealth Creation.

If you find yourself getting frustrated with the lack of success in your financial life, take a look at our mindset techniques and change your relationship with money.
Use the stock market for accelerated wealth creation.
As well as developing a wealth mindset, there are two other hidden keys to wealth creation - choosing a money-making vehicle and then educating you about how it works.
Have you been struggling for so long to find the secret to wealth that you're starting to believe you'll never achieve your dreams?
You need to ask one simple question:
What stops me from getting what I want?
There's no shortage of strategies out there that can help make you amazingly wealthy within the next five to ten years
To become wealthy, your motivation, habits, thoughts, self-image and emotions must all be aligned towards achieving that single goal.
In other words, success hinges on your frame of mind.

You need to master all three keys to succeed, but the most important one by far is your mindset.
We've also researched the most successful wealth creation strategies and matched them to the relevant mindset techniques
The stock market is a multifaceted arena but has three main sub-categories.
Most investors can find a form of stock market investment to suit their personality type. Conservative people will often confine their investments to so-called 'blue chip' stocks, while day traders who buy and sell penny stocks operate at the other end of the spectrum.
In Australia, the first group is often referred to as 'mum and dad investors', while the second is disparagingly labeled 'mug punters'.
Both strategies can be viable if they are applied with knowledge and skill.
Buy and Hold
2. Stock Trading
Analyzing Stocks
There are two methods of assessing stocks:
Fundamental analysis is the study of a company's financial statements, in order to discern the fiscal health of the company.
Technical analysis is the study of a company's share price movement over time, primarily through the use of charts and a variety of indicators.
If you choose the stock market as a money-making vehicle, you need to master both of these forms of analysis.
What you radiate outward in your thoughts, feelings, mental pictures and words, you attract into your life and daily affairs.
Money comes from your ideas because money is just an idea.
Wishing u all
Happy Christmas
Atul Sikrai
Sr Vice President & Head Of Equity
wiTdom investment advisory.

Thursday, November 11, 2010

Liquidity Black Holes About To Burst.

We at wiTdom caution reflects a concern lest we cry wolf.But sometimes there is a wolf. And if we are not prepared, we can be taken unawares.If we underestimate the scale of the crisis, we will underestimate the scale of response that is necessary. The wolf is upon us. We must arm. We r proud to say we where first to give sell call.Game of run for dollar has begun as suggested in our previous blogs this will make a fall in stocks,precious metals, base metals and reality in coming days.

Black holes are regions of space in which gravitational forces prevent matter and radiation escaping. This is a good analogy for the third phase of the neoliberal implosion: after the credit crunch and the crash we now have the black hole.Traders with short horizons and privately known loss limits interact in a market for a risky asset. Risk-averse, long horizon traders generate a downward sloping residual demand curve that faces the short-horizon traders. When the price falls close to the loss limits of the short horizon traders, selling of the risky asset by any trader increases the incentives for others to sell. Sales become mutually reinforcing among the short term traders, and payoffs analogous to a bank run are generated. A ``liquidity black hole'' is the analogue of the run outcome in a bank run model. Short horizon traders sell because others sell. Using global game techniques, we solve for the unique trigger point at which the liquidity black hole comes into existence. Empirical implications include the sharp V-shaped pattern in prices around the time of the liquidity black hole.

With inflation close to zero, and tax and interest rate cuts apparently unable to reflate the economy, the system faces the danger of a “liquidity trap”. Capitalists will borrow money to invest only if they think they can make a profit. If demand is falling, and in particular if prices are falling, the fear is that eventual returns will not cover the cost of investments—even when interest rates are close to zero. The best thing then is simply to hoard money: if prices are falling, a cache of savings will buy more in the future.
It is when a liquidity trap threatens that cutting interest rates can be like “pushing on a piece of string”. This was a key feature of the Japanese crisis of the 1990s. Though interest rates were sometimes at zero and the Bank of Japan repeatedly pumped money into the system (the “quantitative easing” now much discussed), the economy stagnated. Capitalists and consumers continued to save rather than borrow.


Atul Sikrai

Sr Vice President & Head Equity

wiTdom investment advisory.

Wednesday, October 13, 2010

QE2 & Bigger Fool Theory:

Asset prices around the world r moving north because of Quantitative easing.
Desperately ill patients are willing to try drugs that have not been shown to be either effective or safe. Even dodgy medicines look better than the alternative. As countries’ financial systems remain immobile in the face of standard monetary policy treatment, more are turning to “quantitative easing” as a therapy of last resort. The US Federal Reserve is already trying it out. The Bank of England is likely to follow. The European Central Bank probably won’t, because it isn't sure the politicians would back it.
Quantitative easing is the modern way to print money. The central bank doesn’t actually have to use a four-colour press to spew out crisp notes. There are more sophisticated ways to boost a nation’s money supply. But ultimately the impact is not very different from dropping dollar bills from a helicopter as Ben Bernanke once described this policy before he became the Federal Reserve’s chairman.
Greater Fool Theory
The idea that there is always a buyer for a security who will pay a better price than the seller paid. That is, the greater fool theory states that if an investor buys a security at a high price, he/she will be able to find a buyer who will pay an even higher price. The origin of the theory's name comes from the idea that if an investor makes a foolish decision to buy an expensive security, he/she can find a greater fool to take it off his/her hands. The greater fool theory is important to the formation and continuation of speculative bubbles, and only works until the bubble bursts.
Play this Bull Run till the music is ON .
Atul Sikrai
Sr Vice President & Head -Equity
wiTdom investment advisory.

Thursday, October 7, 2010

Dark Eagle is on Hunt.

We r proud to say that our prediction of Bull market done in August blog was to the perfection.We saw Nifty touching our Target of 6066 and our dark horse Bharti Airtel made a killing by stock zoomong up giving us great gains.

Today, we’re detailing why stocks will Crash this month in October. As you know the media is rife with folks calling the end of the recession and the beginning of a new bull market. It’s clear to me that this is a load of nonsense. Today I’ll show you why
Because a lot of the alleged “analysis” that is backing up the bulls’ claims of a new bull market comes from technical analysis and charts, I’m presenting the below chart from. It charts today’s bear market over that of 1929-1932.
They’re listening now.
Please notes that from October 29, 1929 until November 13, 1929, the stock market collapsed 48% (the 2008 Crash was 52%). Then from November 1929 to April 1930 the market staged a 155-day rally of 50%. Today’s rally (starting in March ’09) has lasted 150 days and the market is up an average of 50% (average of Nasdaq, DJIA, and S&P 500).Unfortunately for the bulls today, the 1929 market then rolled over and collapsed another 70%. “Bottom callers” INCLUDING legends like Jesse Livermore, Benjamin Graham and others bought ALL THE WAY DOWN, losing entire fortunes.

Potential Causes of a Double-Dip Recession
U.S. Residential Real Estate.
Top this with the next wave of ARM-foreclosures and the “recovery” doesn’t look like much of a recovery at all. There are expected to be another 7 million foreclosures throughout the U.S. continuing into 2010 and 2011.
U.S. Commercial Real Estate.
Commercial real estate, largely in the U.S. but to some potential degree in Canada as well, is widely expected to be running into some problems soon as retailers’ earnings fail to recover very quickly in light of continued consumer spending weakness.
Oil Prices/USD relationship.
I haven’t heard any analysts who expect to see oil at $147 anytime again soon, but it is not uncommon to hear forecasts of $90 already during 2010. Right now, $80 seems to be an important psychological and technical resistance level. Once safely broken, oil could easily pop to $90 by the end of the year.

Worsening Unemployment.
We can talk about a “jobless” recovery all we want, but consumer spending still comprises 70% of the U.S. economy. When higher percentages of these consumers don’t have jobs, we are left with either a shrinking GDP or the US government doing more of that spending on consumers’ behalf.
Another Rush to the Dollar? .It is possible that another market crash might send global wealth rushing back into the US dollar, as it did in October 2008, but I wouldn’t bet on it. If anything, it will cause central banks to rush into gold now that it is clear where the economic troubles really lie and most structural problems have been fixed around the world.

One of the biggest wory for me is Education loan default in United States Of America which i predict as another subprime crisis.So caution is the name of the game .we suggest u to take yr money home and enjoy this money with yr family .

Happy Navratri and Diwali to all.

Atul Sikrai

Sr Vice President & Head of Equities

wiTdom investment advisory.

Wednesday, August 18, 2010

Indovations (Indian innovations)

Jugaad, this colloquial word, reflects the ingenious Indian mind that solves problems by hook or by crook. Entrepreneurial dhaba owners in Punjab use washing machines to churn buttermilk; huge pedestal fans are bought every wedding season to sprinkle rose water during weddings; and millions of users use their cellphones disappointingly only to send ‘missed calls’.
Global companies are anything but snobbish towards Indovation, while DHL launched mango express to satisfy the cravings of the homesick NRIs, French brand Garnier combined shampoo with the oil to reassure the die hard ‘champi’ believers who shied away from chemical based shampoo. I doubt if pure vegetarian toothpaste would cross the stage of product development to justify its existence anywhere else in the world.
Merely customizing the pizzas and burgers to the Indian palate may or may not cut ice with the consumers who relate better to the nostalgia of Indian summers and refreshments. through “ghar jaisa” nimbu fresh.
If the numbers and purchasing power of the middle class are leaving you giddy headed, then take a deep breath to welcome the unlocking of the rural masses through Indovations.

However, India has an astonishing demographic dividend where more than 50% of its population is below the age of 25 and more than 65% hovers below the age of 35. It is expected that, in 2020, the average age of an Indian will be 29 years, compared to 37 for China and 48 for Japan.

So we at wiTdom investment advisory are bullish on India for next 10 years.
Atul Sikrai
Sr Vice President & Head –Equities
wiTdom investment advisory.

Wednesday, August 4, 2010

Nifty 6066 ,Bharti Airtel 446 is it Dream Come True ?

Global Technical Strategy
We’re approaching some Fabulous Fib-onnacci levels of importance.
From a technical standpoint, Fibonacci retracements in the major averages (see charts) have as much to do with the ebb and flow of trading as any fundamental data point or headline. More importantly, the myriad of technical breakouts above these key retracement levels continues to suggest that the markets are in a strong technical position to resume their Bullish ascent once the “ash” has settled.
Anyhow, the market is coming up on an important Fibonacci retracement level as the S&P hits 1228.74.

For Nifty weekly closing above 5470 retracement.
This opens gate for mother of new Bull Run which may take Nifty to
6066 . Stock that can be Dark Horse be Bharti Airtel Target 446.

The MSCI Barra Emerging Markets Index, which tracks stock performances in 21 countries, is up about 8% this month, its strongest gain since notching a similar advance in March.
"Since we hit this low and bottomed back in May, the technicals have been steadily improving and have been in stronger positions coming out of that major correction,"
The iShares MSCI Emerging Markets Index, an exchange-traded fund that tracks the performance of the index EEM, has jumped more than 10%.
With a more manageable grip on what had been a slate of worrisome developments out of Europe, a pullback in the U.S. dollar CUR_EURUSD against the euro has also increased an appetite for riskier assets.

Atul Sikrai.
Sr Vice President & Head Equities
wiTdom investment advisory.

Friday, July 23, 2010

Let's Talk Wealth Creation

Let's Talk Wealth Creation
Wealth means different things to different people - what does it mean to you?
Ideas and innovation are the currency of today."
Throughout with wiTdom, you will find information on successful wealth creation methods currently being used today. But like the excerpt says above, your success relies not only on your ability to copy these recommended methods, but also in your ability to adapt the strategies to match your particular situation and strengths.
Alakshmi is visualized as an owl seated beside Lakshmi, Alakshmi is a secret goddess, invisible to all. The only way to see her is to have Saraswati, goddess of knowledge and good sense by your side. But Lakshmi will never let Saraswati stay in the same house as her. She will go wherever there is Saraswati and kick her out, making room for Alakshmi. Why does she do that, one wonders. But then one is told that Lakshmi is a whimsical goddess, she does not like to stay in one place too long. By kicking Saraswati out and by getting Alakshmi in, she ensures there is a fight in the house and when there is a fight, wealth invariably moves out of a house. But if Saraswati is in the house, good sense prevails, fights do not take place and Lakshmi is unable to move out.
As society increasingly values Lakshmi over Saraswati, we are inviting Alakshmi into our lives, to our great
peril. Time to watch out.
Atul Sikrai
Sr Vice President & head – Equities
wiTdom investment advisory.

Tuesday, July 6, 2010

Mere Paas wiTdom Hain

If u r with wiTdom making money is child's play.
wiTdom philosophy of investing is this: You can’t go too far wrong if you get the big questions right.
The big questions are not “when will the economy recover?” or “where will the market go next?” True, these are the questions that most investors obsess over. But it’s a misallocation of your time.
The big question is how to build wealth with a game plan for the long haul-and, more specifically, the following points that you can take action on:
How can I secure the highest return with the least amount of risk?
How can I protect both profits and principal?
What can I do to build wealth and guarantee my investment portfolio will be worth more in the future?
Here’s how this philosophy The answer can make this year – and your future ones – very prosperous.
Stick to Our Asset Allocation Model
Successful investing begins by conceding that – to a degree – uncertainty will always be your companion.
Asset allocation should be the foundation stone of your whole investment program. It’s critical to building your long-term financial health
The real art of investing is knowing when to sell
Let Your Winners Ride And Cut Your Losses Early
Don’t Fall in Love with an Investment
Atul Sikrai
Sr Vice President & Head Equities
wiTdom invesment advisory.

Thursday, June 17, 2010

Decoding Lakshmi.( Goddess of wealth).

Lakshmi is one of the four goals of life, said the seers, the other three goals being: Dharma(social order); Kama, (pleasurable pursuits); and Moksha, (spiritual practice).
Some scriptures say that Lakshmi follows Vishnu who is the upholder of dharma and her son is Kamadeva, the god of pleasure. Is that wishful thinking?
To understand Lakshmi, we have to understand where wealth comes from. Wealth in its most primal form comes from under the ground. Plants come from under the ground. Minerals come from under the ground. Water comes from under the ground. Even petrol comes from under the ground. Lakshmi is therefore called Patala-nivasini.
The sea locks wealth, the subterranean realm realms lock wealth, trees lock wealth – until it is harnessed and released. Those who release this wealth were called Devas. And Devas lived above the ground as fire (Agni), wind (Vayu), sun (Surya), moon (Chandra) and rain (Indra).
The reason why Devas were worshipped was not moral, it was material; they released wealth and made it available to all – they released rain from clouds, trees from seeds, water from earth, metals from rocks.
They say one should never keep the image of Lakshmi standing in the house; she will get tired and run away. One is advised to keep images of Lakshmi comfortable seated, preferably next to Saraswati, goddess of knowledge.
In others, Lakshmi and Saraswati are forms of Riddhi and Siddhi, wives of Ganesha.
So we at wiTdom are blessed by Lord Ganesha .
wiTdom can bring Lakshmi into your life……………..Atul Sikrai.

Tuesday, June 15, 2010

Shekchilli, Gangu Teli, Mitti ka Madhav and Raja Bhoj

They most aptly describe the kind of people we have in our organization(wiTdom).
Shekchilli(Rashmi Shah) is a dreamer
Gangu Teli(Minal Mehta) does not dream at all. He likes to implement things. He calls himself a ‘realist’ and focuses on practical things like doing the task and measuring their effectiveness and efficiency. That’s what the world should be doing. He has a disdain for dreamers. His name Teli suggests that he is an oil presser. Just as an oil presser uses force to push oil out of oilseeds, Gangu Teli uses pressure to get work out of his team. Carrots, he says, are dreams; sticks, he insists, are reality .
Mitti ka Madhav (also known by some as Gobar ka Ganesh)(Avani Parekh) is neither a dreamer like Shekchilli nor an implementer like Gangu Teli. He is what you want to be. On his own, he is neither. He is a reactive member of the team, doing whatever pleases you, with no mind or opinion of his own.
That brings us to Raja Bhoj(Atul Sikrai), the ideal leader, a dreamer as well as implementer .

Thursday, June 3, 2010


I own everything about me
including everything it does;
including all its thoughts and ideas;
including the images of all they behold;
whatever they may be...
and all the words that come out of it
sweet or rough,
correct or incorrect;
loud or soft.
And all my actions, whether they be to others or to myself.
I can see, hear, feel, think, say and do.
I have the tools to survive, to be close to others, to be productive,
and to make sense and order out of the world of people and things outside of me.
I own me, and therefore I can engineer me.


Monday, May 17, 2010

Eagles Have Landed (Team wiTdom)

Eagles Have Landed (Team wiTdom)
Atul Sikrai - Sr Vice president & Head Equities .

RAshmi Shah - Asstn VP & Business Enhancer.

Minal Mehta- Marketing Officer.

Avani Parekh - Belief Officer

Owner @ Witdom Investment Advisory

Thursday, May 6, 2010


bulls make money , bears make money and pigs get slaughter
ATUL SIKRAI:... Beginning with doing business under a banyan tree, a group of 318 persons, formed the stock exchange in July 1875, which led to the ...
Equity’s : from trading under a banyan tree to touch screen…..
The Product that I love the most equities……..
We at witdom provide :
Market Commentary
Intraday trades
Derivative Pick
Stock Watch
Investment Pick
Fundamental Pick
Informed Gossip
Knowledge Bank

Our clients always say's “In wiTdom they trust “
Trust + knowledge + risk = gains
“money shouts wealth whispers “

Wednesday, May 5, 2010

Revarsal of Fortunes.......

We face a dual challenge in terms of our finances - building wealth, and preserving ours wealth. It is this latter challenge that sets our clients apart from other investors.
I believe there is a major difference between rich and wealthy. The difference is in duration. How long does the money last? Will it be gone once the person's earning power is gone? Will it be passed on to future generations?
The difference between wealthy and rich is very simple. It's knowledge. Wealthy people know how to make money. Rich people only have money. Once you know how to make money, you can build sustainable wealth. The money never stops coming. If you have a reversal of fortune, it's not a big deal. You just make it back.
we list wisdom and knowledge as the two most important gifts to ask from God.
Wisdom and knowledge can create great wealth for anyone who desires it. Last week, a client of ours came to me and asked what he could do to create wealth. My immediate response was to learn everything he could about wealth. Once he had the knowledge, then he could begin formulating a strategy and work with a coach to build the wealth. But the knowledge needs to come first. Otherwise, if we do happen to get rich, the money is not likely to last.
I am most grateful to my mother who instilled in me an unquenchable thirst for knowledge. This is the greeted gift (other than life itself) that my mother gave me. It's this thirst for knowledge that drives me to teach others about wealth and how to attain it.
Warmest regards,
Atul Sikrai.

Tuesday, May 4, 2010

Thinking Investment Think only wiTdom

Atul Sikrai :
The best investment practitioners, the ones who get results, rely not just on their instincts and experience but on the insights of the trailblazers in their field—the people who interpret, challenge, and even devise the strategies and tools that shape investment management. But when you're in the trenches—serving clients and running a business—the voices at the front can have trouble getting through, and you may sometimes wonder if your methods are as current as your clients deserve.
Strategies continue to be explored, and tactics can change almost as quickly as the markets.
So sit in on this remarkable think tank. Treat yourself to a compelling array of ideas—from the doggedly practical to the delightfully abstract—that will inform and stimulate your own thinking and reawaken the reasons you came to wiTdom investment advisory in the first place.

Thursday, April 29, 2010

witdom is my baby and i love to see it grow

witdom is my brain child.........
Although much of my work involves strategic thinking, planning and design management, I still revel in sitting down and getting into the actual practice of design.
All of the preceding strategic work gives me a solid foundation and design direction. The work can then evolve within these guidelines, ensuring not only fresh, contemporary and appropriate results, but results that successfully address business concerns.
My expertise in this falls within several strategic areas, centred around brand touchpoint identification, management and delivery. Following from this, I can introduce brand building programs that are cost efficient, effective and credible.
The value of these programs to most organizations comes through the recognition of where the brand value lies, and how to operationalize it through activites durng the pre-purchase, purchase and post-purchase phases. The exerise becomes a clear process of connecting business strategy with brand strategy. My touchpoint-driven programs lead to effective brand building, often wthout spending large amounts of money, as they involve enhancing what the company is currently doing, as opposed to continuously inventing new programs.

Tuesday, April 27, 2010

brand building of witdom

Brand name ATUL

Once upon a time…….
Storytelling is crucial to successful advertising. When done well, it builds a relationship with its audience which lasts over time, adds to the brand lore and garners customer loyalty.
Aligning brand positioning with advertising direction is central to my development of winning campaigns. Knowing the audience, treating them with respect, and delivering relevant information breeds advertising that is useful, a novel concept but one that has been viewed as the secret weapon of those who know how to use it.
Most of the strategic methods I employ can be directed to inspire this kind of advertising... leveraging key relationship dynamics to produce work that connects with customers on a deeper level, and leads to action.